County of El Dorado

Office of Wildfire Preparedness

and Resilience

Insurance Information

"Creating a fire-adapted and resilient El Dorado County through collaboration and coordination"

Policies and regulations regarding homeowners insurance in the wildland urban interface are rapidly changing and evolving.  The California Department of Insurance is currently undertaking initiatives to provide accessible insurance for all Californians. 

This page contains information regarding these initiatives, as well as links to resources assisting  homeowners in reducing wildfire risk and locating insurance and potential discounts.

Wildfire Insurance Initiatives

• California Department of Insurance Sustainable Insurance Strategy
  
• Being Safer from Wildfires

Insurance Assistance:

• Top Ten Tips for Finding Residential Insurance
• Home Insurance Finder
• California Fair Plan
• Fair Plan Supplemental Policy Insurers
• Insurers Currently Offering Discounts for Fire Hardened Homes and/or Communities
• Mandatory One Year Moratorium on Non-Renewals - For residents in declared wildfire State of Emergency areas
• California Department of Insurance Contact Information
  

Other Information:

• California Department of Insurance Mitigation in Rating Plans and Wildfire Risk Models
  
• Firewise Communities 
  
• Wildfire Risk Reduction and Asset Protection Initiative (WRAP)
• Resources for Protecting Your Home From Wildfire